Citation link: http://dx.doi.org/10.25819/ubsi/10217
DC FieldValueLanguage
crisitem.author.orcid0000-0002-8074-0660-
crisitem.author.orcid0000-0002-4321-8232-
crisitem.author.orcid0000-0001-7210-3314-
dc.contributor.authorSchuhen, Michael-
dc.contributor.authorKollmann, Susanne-
dc.contributor.authorSeitz, Minou-
dc.contributor.authorMau, Gunnar-
dc.contributor.authorFroitzheim, Manuel-
dc.date.accessioned2022-11-15T15:02:48Z-
dc.date.available2022-11-15T15:02:48Z-
dc.date.issued2022de
dc.descriptionFinanziert aus dem Open-Access-Publikationsfonds der Universität Siegen für Zeitschriftenartikelde
dc.description.abstractThe steady growing of online financial services due to the vanishing of on-site banking offers is changing the socio-economic framework individuals make financial decisions in. Financial literacy as an essential part of basic education is therefore also subject to changes. In order to investigate the individual competence of the respondents with regard to financially determined life situations, a digital questionnaire survey with integrated simulation sequences was conducted. For this purpose, a testing instrument (FILSA—Financial Literacy Study of Adults) has been developed to measure the financial literacy of adults. The validity of the construct including its five content areas was tested and the relationships between the manifest exogenous variables and financial literacy were mapped in a structural equation model. It introduces the participants (N = 212) to various financial problems and offers specific aids for founded decision-making. The study’s evaluation system takes into account the participants’ individual behavior in three case studies as well as the impact of attitude and socio-demographic factors on their decisions and behaviors, such as gender, age, and their degree of internet affinity. FILSA examines how adults make decisions with regard to finances and what benefit or impact online tools and financial advisors have on the decision-making process. Furthermore, it is possible to develop concepts for self-learning that are comprised in online tools for decision-making.en
dc.identifier.doihttp://dx.doi.org/10.25819/ubsi/10217-
dc.identifier.urihttps://dspace.ub.uni-siegen.de/handle/ubsi/2306-
dc.identifier.urnurn:nbn:de:hbz:467-23069-
dc.language.isoende
dc.sourceJournal of Risk and Financial Management ; 15 (11), 488. - https://doi.org/10.3390/jrfm15110488de
dc.subject.ddc650 Managementde
dc.subject.otherFinancial literacyde
dc.subject.otherBasic educationde
dc.subject.otherFinancial decision-makingde
dc.subject.swbÖkonomische Bildungde
dc.titleFinancial literacy of adults in Germany FILSA study resultsen
dc.typeArticlede
item.fulltextWith Fulltext-
ubsi.publication.affiliationFakultät III - Wirtschaftswissenschaften, Wirtschaftsinformatik und Wirtschaftsrechtde
ubsi.source.issn1911-8074-
ubsi.source.issued2022de
ubsi.source.issuenumber11de
ubsi.source.pages17de
ubsi.source.placeBaselde
ubsi.source.publisherMDPIde
ubsi.source.titleJournal of risk and financial managementde
ubsi.source.volume15de
ubsi.subject.ghbsQHUde
Appears in Collections:Publikationen aus der Universität Siegen
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