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    PublicationAccess status: Open Access ,
    Potenziale der Plattformökonomie für Universalbanken
    (2021)
    Companies with a platform-based business model can be subsumed under the term platform economy. Digital platforms are characterized by the fact that they usually act as intermediaries and create a digital place that enables direct social and economic interaction between suppliers and demanders. The proliferation of digital platforms and the increased influence of digitalization impact customers' interaction with and demand on the bank and its services. In science, the potentials of the platform economy for universal banks have not yet been sufficiently explored. This publication shows how the symbiosis of the strengths of traditional universal banks and the potentials of the platform economy can help banks to increase their profitability and strengthen their competitive position. The distribution of third-party banking services and the intermediation of services from outside the industry enable universal banks to focus on their core competencies while ensuring a broad range of services for their customers at the same time. The large number of existing customer relationships represents a key competitive advantage that can be used for the implementation of a digital platform. This PhD thesis first establish the framework conditions of a platform economy for universal banks and subsequently presents the requirements for the use of platform applications. Based on this, the possibilities of designing a digital platform for universal banks are discussed.
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      1790  2420
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    PublicationAccess status: Open Access ,
    Risk governance in organizations
    This book documents 10 years of risk governance research at the University of Siegen. In 50 contributions, researchers and practitioners reflect on risk governance against the background of their own research and/or experience and provide a development impetus for the future of risk governance. The book shows the wide range and depth of the research field and discusses basic assumptions, implementation issues, the role of risk governance as transformation engine, its impact in the various operational functions, development perspectives, and the contribution of risk governance to a sustainable orientation of companies.
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